raising capital for Project Finance

The Principal Lender has the following distinct Equity financing investment structure:   

Equity Structured Financing Architecture: 

Structure: The Investor operates through a structured institutional financing model leveraging global banking relationships, including HSBC. The Investor provides capital to the borrower's project at a fixed annual return rate of 1.8%. 

Core Mechanism: The Investor secures a Dedicated Credit line backed by its Group Balance Sheet and International Asset Under Management.

Investor Strategic Positioning: 

1. Access to Institutional Liquidity Pools
2. Direct exposure to Prime Banking Conditions
3. Non-retail, structured finance execution

Controlled Disbursement Model: Unlike traditional financing, the investor does not transfer funds directly to clients.

Execution Model: Treasury-controlled disbursement ensures full compliance and eliminates misuse of capital.

Funds are directly deployed by the Investor for the following payments:

1. Suppliers & EPC contractors ( EPC - Engineering Procurement and Construction)
2. Equipment procurement
3. Workforce & operational costs
4. Verified project expenses

Payments and Validation Workflow: The Borrower submits the following:

1. Invoices
2. Contracts
3. Supporting documentation

Payments Process Workflow:

1. Internal validation
2. Compliance verification
3. Direct payment execution via treasury

Progressive Payment Impact:

1. Transparent fund al location
2. Audit-ready financial trail
3. Zero operational friction

Due Diligence Framework: Conducted by the following

1. External Swiss-based law firm
2. Third-party compliance specialists
3. Scope of Analysis:
4. Legal structure
5. Financial robustness
6. Risk exposure
7. Counter-party credibility
8. Asset verification

Due Diligence Outcome:

1. Risk scoring
2. Stress Testing
3. Monte Carlo Simulation
4. Approval recommendation

Project Approval and Activation: Once Approved

1. The investor confirms funding commitment
2. Client is invited to activate the structure
3. The project transitions from Assessment phase ➔ Execution phase

Borrower Equity Participation Model: Purpose of Equity requirement

1. Align interests between the Investor and the Borrower
2. Ensure financial commitment
3. Reduce structural risk

Tiered Equity Structure: Progressive calculation across tranches (not flat rate)

1. From $1M to $10M ($9M at 5%) → $450,000
2. From $10M to $25M ($15M at 4%) → $600,000
3. From $25M to $100M ($75M at 3%) → $2,250,000
4. From $100M to $500 ($400M at 2%) → $8,000,000
5. From $500M and above 1% 

Borrower's Equity Composition: Equity can be structured through the following

1. Tangible assets (real estate, industrial assets)
2. Bank instruments (BG, SBLC, MTN, etc.)
3. Fixed Deposit at reputed Banks
4. Project owned Assets

Borrower's Equity Critical Condition: Assets must be

1. Unencumbered
2. Free of liens or charges
3. Fully owned by the client

Investor Guarantee: The investor does not take ownership or place liens. The assets at all times during the tenor of the project finance remains under Borrower's control.  These assets will be formally pledged and blocked in favor of the investor as part of the structuring and security framework.

Upfront Cash Commitment: A mandatory cash portion is required within the equity using the following:

Structure:

1. Minimum: 0.1% of total financing
2. Maximum: up to 10% of equity portion

 Determination Quotient:

1. Due diligence risk score
2. Project complexity
3. Jurisdictional exposure

Functional Parameter:

1. Commitment validation
2. Risk alignment
3. Activation trigger

Banking and Jurisdiction Flexibility:

The Investor primarily operates with:

1. European & US banking institutions

However:

1. Other jurisdictions may be accepted
2. Subject to internal validation

Example Criteria:

1. Bank reputation
2. Rating agencies ( e.g., AM Best, Fitch)
3. Instrument structure quality

Asset Protection & Compliance Principles:

Absolute Rules

1. Assets remain fully owned by the client
2. No encumbrance or charge is placed by the Investor
3. Assets are used only for instrument issuance support
4. Verification handled by independent Swiss legal entities

Executive Process Flow:

1. Initial project submission
2. External due diligence
3. Risk scoring & approval
4. Equity calculation (tiered model)
5. Equity structuring (assets + instruments + cash)
6. Upfront cash commitment (0.1% ➔ max 10%)
7. Funding activation
8. Controlled disbursement execution

Strategic Differentiation for the Borrowers:

1. Institutional funding access
2. Ultra-competitive cost (1.8% annually)
3. No capital mismanagement risk
4. Full compliance & transparency
5. Flexible equity structuring
6. Retention of asset ownership
7. End-to-end financial control

General Terms: Indicative, the final Term Sheet will be issued by the Principal Lender 

1. Mode of Lending: Equity
2. Country of Origin: Switzerland
3. Currency Denomination of Debt: United State Dollars ($)
4. Sector: Agnostic (All Sectors Eligible)
5. Recurring Expense: Fixed Annual Return of 1.8% payable to Investor
6. Tenor: 15 years
7. Exit Restructuring Option:  Buyback of Investor equity participation (subject to internal valuation and approval) or Refinancing through external institutional channels or  Structured exit aligned with project cash flow maturity 
8. Min Loan Size: $15 Million
9. Max Loan Size: $1 Billion per project
10. Startups Eligible: Yes 
11. Fund Manager: INVESTOR + APKA
12. Disbursement Schedule: 5 Weeks or 25 Banking Days
13. Fund Auditors: APKA + KPMG (BSR & Co Monthly Tax Audit) + Standard and Poor's (Quarterly Credit Risk Exposure Audit) + AAAValuators (only if project in India)

Important Links:

1. Share APKA Project Finance Capital Raise Mandate Letter (Download: https://arzyaprinciple.com/apka-downloads)
2. Share Project Summary using APKA Template (Download: https://arzyaprinciple.com/apka-downloads)
3. Share Project Pitch Deck using APKA Template (Download: https://arzyaprinciple.com/apka-downloads)
4. Share APKA "Client Introduction Form" (Download: https://arzyaprinciple.com/apka-downloads )
5. Answer to all the questions mention under "Project Prologue" (Download: https://arzyaprinciple.com/fundable-proposal-format)
6. Confirm your proposal to the "Detailed Project Preparation Methodology" (Download: https://arzyaprinciple.com/fundable-proposal-format )
7. Prepare your proposal as per the Detailed Project Report as per "APKA DPR Sample Copy" (Download: https://arzyaprinciple.com/apka-downloads)
8. The Proposal is submitted to the Principal Lender along with the copy of same dated Account Balance statement showing the Proof of Fund, to avail the premium of the Surety/Guaranteed Bond.
9. The Principal Lender either directly or through its third part sources will run a due diligence on the submitted Documents Checklist within one week.

REQUIRED DOCUMENTATION CHECKLIST

Corporate Documents:

1. Certificate of Incorporation
2. Certificate of Good Standing (if applicable)
3. Articles of Association
4. Shareholder Register

Identity Documents:

1. Passport copy (color) of legal representative
2. Proof of address (≤ 3 months)

Financial Documents:

1. Bank statements (last 3 months)
2. Audited financial statements (if available)
3. Proof of funds

Project Documents (if applicable):

1. LOI (Letter of Intent)
2. Business Plan
3. Feasibility Study
4. Financial Projections

Compliance Documents:

1. Completed KYC/CIS Form
2. Source of Funds Declaration
3. AML Compliance Confirmation

Additional Documents:

1. Contracts with partners/suppliers
2. Off-take Agreement
3. Feed stock Agreement
4. EPC certified BOM & BOQ
5. EPC Registration and Annual Returns
6. Off-take Registration and Annual Returns
7. Feed stock company/ies Registration and Annual Returns
8. Asset documentation (if used as equity support)
9. Government approvals / licenses

Important Note

Incomplete documentation will result in immediate suspension of the on-boarding process. The Investor proceeds strictly on a document-first validation basis.

The Principal Lender has the following distinct debt financing investment structures:   

Interest Rate Debt Financing: 

Structure: Under this structure, investors provide capital to the company at a fixed interest rate of 4% per annum. 

Interest Payments: Interest is typically paid annually to the investor. 

Guaranteed Bond (as Collateral) Premium: Premium is serviced annually

Principal Repayment: At the end of the agreed term, the investor receives the principal investment.

General Terms: Indicative, the final Term Sheet will be issued by the Principal Lender 

1. Mode of Lending: Debt + Convertible Note(optional)
2. Country of Origin: The U.S.A, U.K, EU, Canada and G.C.C
3. Currency Denomination of Debt: United State Dollars ($)
4. Sector: Agnostic (All Sectors Eligible)
5. Rate of Interest: 4%
6. Tenor: 7- 15 years
7. Repayment Schedule: 4% Interest + 1% Insurance premium for 15 years, then either bullet principal repayment or tenor extension or refinance
8. Min Loan Size: $15 Million
9. Max Loan Size: $10 Billion per project
10. Foreclosure Charges: Nil
11. Upfront Payment: Nil (Only Success Fees on funds disbursement)
12. Startups Eligible: Yes 
13. Qualification Criteria: Borrower must have 1% of project value to pay for SURETY/GUARANTEED BOND
14. Borrower Security: AAA rated Insurance issue SURETY/GUARANTEED BOND
15. Insurance Company: Liberty Mutual or Allianz Trade
16. Surety/Guaranteed Bond Broker: Principal Lender Nomination 
17. Escrow Agency: Principal Lender Nomination
18. Moratorium: 1-3 years
19. Interest during Moratorium: 4%
20. Fund Manager: APKA
21. Convertible Note: 20% (Optional)
22. Discount Rate range: 20%-25% (Optional)
23. Callable Option: One year after the Commercial Operation Date or project performance(Optional)
24. Disbursement Schedule: 4 Weeks or 20 Banking Days
25. Fund Manager: APKA + KPMG (BSR & Co Monthly Tax Audit) + Standard and Poor's (Quarterly Credit Risk Exposure Audit) + AAAValuators (only if project in India)

Process Flow: Indicative, the Principal Lender will issue the final Standard Operating Procedure    

1. Share APKA Project Finance Capital Raise Mandate Letter (Download: https://arzyaprinciple.com/apka-downloads)
2. Share Project Summary using APKA Template (Download: https://arzyaprinciple.com/apka-downloads)
3. Share Project Pitch Deck using APKA Template (Download: https://arzyaprinciple.com/apka-downloads)
4. Share APKA "Financial Assessment Form" (Download: https://arzyaprinciple.com/apka-downloads )
5. Answer to all the questions mention under "Project Prologue" (Download: https://arzyaprinciple.com/fundable-proposal-format)
6. Confirm your proposal to the "Detailed Project Preparation Methodology" (Download: https://arzyaprinciple.com/fundable-proposal-format )
7. Prepare your proposal as per the Detailed Project Report as per "APKA DPR Sample Copy" (Download: https://arzyaprinciple.com/apka-downloads)
8. The Proposal is submitted to the Principal Lender which is registered with the Securities Exchange Commission in the United States of America along with the copy of same dated Account Balance statement showing the Proof of Fund to avail the premium of the Surety/Guaranteed Bond.
9. The Principal Lender either directly or through its third part sources will run a due diligence on the submitted Documents Checklist within Two Weeks.
10. If the outcome of our due diligence is satisfactory, the following actionable elements will play out chronologically.
11. The Principal Lender issues NCNDA and Letter of Intent (LOI) along with the Terms Sheet for acknowledgement, acceptance and signature. 
12. This document signifies the Principal Lender interest in proceeding and outlines their preliminary terms for your review and initial acceptance. The Borrower accepts the NCNDA and LOI by acknowledging, signing and returning it.
13. The Principal Lender will schedule schedule a Zoom video call to discuss the Borrower's financing needs in detail and ensure 360 degree alignment of all the stakeholders.
14. Multiple zoom call may be necessitated completely confirm all the parameters of the Financing Assessment of the Borrower.
15. The Principal Lender issues Investment Agreement for acknowledgement, acceptance and signature, incorporating the agreed-upon terms from the LOI. This agreement will be presented to the Borrower for review and execution. Upon execution, it becomes a binding contract, guaranteeing closing and disbursement once all stated conditions are met by the Borrower. The Borrower accepts the Investment Agreement by acknowledging, signing and returning it.
16. The Principal Lender issues Brokerage Agreement with the Insurance Brokerage Firm for acknowledgement, acceptance and signature
17. The Principal Lender issues Escrow Agreement with the Escrow Attorney Firm for acknowledgement, acceptance and signature
18. Surety/Guaranteed Bond and Disbursement: After the agreement is executed, the client will be required to remit the 1% surety bond premium payment directly to our partner Escrow Agency.
19. The Surety/Guaranteed Bond Broker will finalize negotiations with insurers and produce the Surety/Guaranteed Bond within 5-10 working days.
20. With the Surety/Guaranteed Bond in place, the Principal Lender will proceed for closing.
21. The closing location will be mutually agreed upon, with options including the Principal Lender global offices convenient to all parties, or even an online closing if preferred.
22. Finally, within 24 hours of closing, the financing amount will be disbursed to the client's nominated bank account.
23. Funding Currency will be $ U.S.D.
24. LIBOR neither exists nor factored..
25. Prefer spot settlement and No Hedging.
26. India Specific: ₹ depreciates at the rate of 2.44% and $ U.S.D appreciates at the rate of 3.55% as per the empirical data available on RBI website.
27. The Principal Lender whole funding process is 4(Four) Weeks.
28. APKA will actively participate in preparation of Detailed Project Report.
29. Advisory Charge/Success fee paid prorated during disbursement simultaneously preferably by the borrower or by the Principal Lender.
30. India Specific: The Borrower will create UDIN number and submit the project through its Bank for RBI FEMA inward remittance.

Final Closing and Payment Protocol

Following the execution of the final Debt Financing Agreement, the Insurance Broker will immediately provide their Brokerage Agreement to formally engage their services for the acquisition of the Guaranteed Bond.   To provide you with security, the process is structured as follows:      

• Escrow Deposit: Once the client signs the brokerage agreement, the agent issues a Payment Request. You are then required to deposit the 1% premium into a secure escrow account.
• Bond Finalization: After the escrow deposit is confirmed, the insurance agent has approximately 5 business days to finalize the process with the underwriting insurance company to issue the bond. 
• Release of Funds: Once the broker successfully secures the Guaranteed Bond offer, the funds are released from escrow and paid to the underwriting insurance company. 
• Refund Guarantee: In the event that the broker fails to secure the Guaranteed Bond for any reason, the 1% premium is fully refunded to you from the escrow account. 

Once the fully executed Guaranteed Bond is in place, we can proceed to the final closing. This sequence ensures that the legal framework for the loan is fully established and the client's capital is protected by an escrow mechanism during the underwriting phase.

Closing Location

The final closing location will be mutually agreed upon, with flexible options including: 

1. United States
2. Canada
3. Any of our global offices convenient to all parties
4. An online closing, if preferred by all signatories.

Finally, within 24 hours of closing, the financing amount will be disbursed to your client's nominated bank account.

SURETY/Guaranteed Bond & Collateral

What is required for collateral is a guaranteed bond. A guaranteed bond is a specialized debt instrument that provides an additional layer of security by involving a third party. This entity—often an insurance company or a financial institution—guarantees that all interest and principal payments will be fulfilled even if the issuer defaults due to insolvency or bankruptcy. Find out more about guaranteed bonds: https://www.investopedia.com/terms/g/guaranteedbond.asp    

General Terms: Indicative, the final Term Sheet will be issued by the Principal Lender

1. Mode of Lending: Debt + Convertible Note(optional)
2. Country of Origin: The U.S.A, U.K, EU, Canada and G.C.C
3. Currency Denomination of Debt: United State Dollars ($)
4. Rate of Interest : 3%
5. Tenor: 7- 15 years
6. Min Loan Size: $15 Million
7. Max Loan Size: Unlimited
8. Foreclosure Charges: Nil
9. Upfront Payment: Nil ( Only Success Fees)
10. Startups Eligible: Yes 
11. Qualification Criteria: Borrower must have $ 1 Million Deposit/Escrow/SBLC/Bond
12. Borrower Security: AA rated Insurance against Deposit/Escrow/SBLC/Bond 
13. Moratorium: 1-3 years
14. Interest during Moratorium: Nil
15. Fund Manager: APKA
16. Convertible Note: 20%
17. Discount Rate range: 20%-25%
18. Callable Option: One year after the Commercial Operation Date or project performance
19. Disbursement Schedule: 60 Banking Days
20. Fund Manager: APKA + KPMG + Moody's + AAAValuators (only if project in India) 

Process Flow: Indicative, the Principal Lender will issue the final Standard Operating Procedure

1. Borrower creates Fixed Deposit of $1,000,000.00 U.S.D (One Million United States Dollars or its exact equivalent in ₹ I.N.R and/or Great Britain Pounds and/or Euros) at a Prime Bank like J P Morgan/HDFC/ICICI/HSBC/BOA/Deutsche Bank.
2. Borrower can also provide cash backed SBLC or AAA rated Insurance backed AAA rated Corporate Bond instead.
3. Borrower issues APKA Capital Raise Mandate Letter.
4. Borrower prepares the following documentation ( https://arzyaprinciple.com/fundable-proposal-format )     
   1. Borrower's CIS. ( Customer Information Sheet )
   2. Project Summary of 4 Pages. ( Download Template https://arzyaprinciple.com/APKA-downloads ).
   3. Project Pitch Deck of 25-30 pages. ( Download Template https://arzyaprinciple.com/APKA-downloads ).
   4. Borrower prepares Detailed Project Report (Detailed Technical Report + Detailed Financial Report + Detailed Compliance Report) https://arzyaprinciple.com/fundable-proposal-format  .
   5. Borrower submits Detailed Project Report based on APKA Sample Report available at https://arzyaprinciple.com/APKA-downloads  .
5. APKA shares Project Summary + Fixed Deposit details with the Principal Lender.
6. APKA shares Project Pitch Deck with the Principal Lender.
7. On approval of the Principal Lender, APKA shares the Detailed Project Report.
8. APKA arranges video meetings between the Principal Lender and the Borrower on  the Principal Lender's Request.
9. The Principal Lender issues Term Sheet to the Borrower and APKA.
10. The Borrower and APKA sign the Term Sheet and share their respective Customer Information Sheet/Know Your Customer.
11. The Principal Lender signs the Term Sheet and shares Customer Information Sheet/Know Your Customer.
12. The Principal Lender signs the Master Loan Agreement with the Borrower and APKA and Intermediaries if any.
13. The Borrower if in India gets the CA to issue UDIN number for the project report.
14. The Borrower’s designated bank confirms the availability of the escrow/deposit money by issuing MT 799 to the Principal Lender designated bank.
15. The Principal Lender designated Bank provides evidence of either the Proof of Fund or the Line of Credit for the project to the designated bank of the Borrower via MT799.
16. The Principal Lender shares the AA rated Insurance Bond format and introduces the insurer to the Borrower.
17. The Principal Lender shares the coordinates and the terms of the Escrow Account with the Borrower.
18. The Principal Lender opens the Escrow Account with the Borrower.
19. The Borrower’s designated bank transfers $1,000,000.00 U.S.D (One Million United States Dollars or its exact equivalent in Great Britain Pounds and/or Euros) to the escrow/deposit account bearing all the transfer cost via MT 103.
20. In the case of the cash backed SBLC and/or AAA rated insurance issued AAA rated Corporate Bond of value $1,000,000.00 U.S.D (One Million United States Dollar or its exact equivalent in Great Britain Pounds and/or Euros) the Borrower’s designated bank transfers the same to the escrow account bearing all the transfer cost via MT 760.
21. The Principal Lender transfers $1,000,000.00 U.S.D (One Million United States Dollars or its exact equivalent in Great Britain Pounds and/or Euros) AA rated Insurance Bond issued via MT 760 at its own cost.
22. The Principal Lender’s team conducts due diligence of the Borrower’s project within 6 (Six) weeks of the receipt of the AA rated Insurance Bond.
23. The Principal Lender will bear all the international travel cost to the country of project origin.
24. The Borrower will bear all the Local Travel, Accommodation, Food costs and Legal fees if any.
25. In the case where the Principal Lender appoints APKA to conduct the due diligence then the Borrower will pay for all the International/Local Travel, Accommodation, Food costs and Legal fees if any.  
26. The Principal Lender and/or APKA appointed auditor completes the due diligence certifies the economic viability, financial feasibility and compliance conformance of the project within 6 weeks.
27. All the international Borrower/s apply for inward remittance permission from their respective Apex Bank through their Corporate Account holding Bank.
28. The Borrower/s in India applies for External Commercial Borrowing under Foreign Exchange Maintenance Act.
29. The Principal Lender approved debt disbursement is conditioned on milestone based progressive payment methodology.
30. The Borrower pledges 90% of the entity being funded as Compulsorily Convertible Preference Shares either to the Principal Lender and/or its appointee APKA to be redeemed against the debt retirement, scheduled on a pro-rated basis. The Principal Lender appoints APKA on the board of the Borrower's Company.
31. The Principal Lender will share the Trade Exposure Risk insurance cost quote of Llyod’s insurance with the Borrower. 
32. The Principal Lender deducts the annual Trade Exposure Risk insurance premium cost of the project from the first draw down, depending on the fund seek of the project of the Borrower.
33. In case the moratorium period is more than one year then the Trade Exposure Risk Insurance premium cost of the next year or the next two years will be deducted and withheld by the Principal Lender form the last draw down of the disbursement schedule. Post project performance the Borrower will pay for the same form the project earnings until complete debt retirement based on reducing balance. 
34. The Principal Lender will deduct the cost of setting up the Project Management Office for Fund Management from the first draw down, depending on the fund seek of the project of the Borrower.
35. In case the moratorium period is more than one year then the Fund Management  cost of the next year or the next two years will be deducted and withheld by the Principal Lender form the last draw down of the disbursement schedule. Post project performance the Borrower will pay for the same form the project earnings until complete debt retirement based on actuals.
36. The Principal Lender draw down schedule starts on the 1st day of the 3rd month or the first day of the ninth week post issuance of AA rated Insurance Bond with an iterative cycle on the 1st of the 4th, 5th, 6th, 7th, 8th,9th 10th and 11th month.
37. The Best Effort/Optimum Disbursement Schedule:
    1. 1st day of the 3rd Month post issuance of AA rated Insurance Bond max draw down is $1,000,000.00 U.S.D (One Million United States Dollars or its exact equivalent in Great Britain Pounds and/or Euros)
    2. 1st day of the 5th Month post issuance of AA rated Insurance Bond max draw down is $2,000,000.00 U.S.D (Two Million United States Dollars or its exact equivalent in Great Britain Pounds and/or Euros)
    3. 1st day of the 7th Month post issuance of AA rated Insurance Bond max draw down is $10,000,000.00 U.S.D (Ten Million United States Dollars or its exact equivalent in Great Britain Pounds and/or Euros)
    4. Last day of the 9th Month post issuance of AA rated Insurance Bond max draw down is $32,000,000.00 U.S.D (Thirty-Two Million United States Dollars or its exact equivalent in Great Britain Pounds and/or Euros)
38. The above schedule can be truncated appropriately to ensure a minimum draw of $15,000,000.00 U.S.D (Fifteen Million United States Dollars or its exact equivalent in Great Britain Pounds and/or Euros) or recalibrated or left as is for a Maximum draw down of $45,000,000.00 U.S.D (Forty-five Million United States Dollars or its exact equivalent in Great Britain Pounds and/or Euros)
39. The Principal Lender will deduct the 5% (Five Percent) advisory cost from each of the Borrower draw down receivables and pay the Intermediary 1% (One Percent) and APKA 4% (Four Percent) as success fee into their respective designated Corporate Bank Accounts.
40. The Principal Lender will notify the Borrower and APKA about the corporate bank account in which the debt retirement amount must be debited before the expiry of the moratorium.
41. Both the Principal Lender and the Borrower have mandated that APKA will have the whole and sole responsibility for Fund management which will be implemented though the establishment of a Project Management Office which Maps, Measures, Manages, Monitors, Moderates and Mitigates the Disbursement, Deployment and the Retirement of the debt.
42. If the Principal Lender fails to disburse within 75 days of receipt of the AA rated Insurance Bond then the Borrower will have the option to either exit the escrow or monetize the Lloyd's Insurance Bond. 
43. If the Borrower fails to retire its debt for any 3 (three) consecutive quarters, post moratorium and /or after Commercial Operation Date the Principal Lender and/or its appointee APKA will have the right to convert the Compulsorily Convertible Preference Shares into equity with the option to liquidate the same as it deems fit to recover the deployed capital in the project.
44. The Borrower will have the right to foreclose the debt one year after the moratorium and or Commercial Operation Date without paying any penalty.
45. The Principal Lender either directly or through its appointee APKA will have the option of collecting 15% Convertible Note at a 25% discount rate. This option can be exercised one year after the moratorium or at end of the first fiscal year of project performance after the Commercial Operation Date.

Generic Terms and Conditions of StandBy Letter of Credit/Bank Guarantee B.G: 

1.  Secure Offtake agreement. ( Pre-production purchase order from the assured buyer)
2. Feedstock agreement. (Pre-production purchase order to the supplier/vendor of raw for assured supply of raw material)
3. Healthy Balance Sheet of the Project Owner or SPV with aligned project.
4. Time to Close 30 days from the submission of all the mandatory requirements i.e. Capital Raise Mandate Letter, RWA and DPR.
5. As promoter's Equity, the project owner is required to issue 16.66% of the Fund Seek amount as Fixed Deposit on Self and pledge it as B.G on the Investor.
6. The debt free Moratorium Period MP is as per the requirement of the project.
7. The project is risk rated by international rating agency.
8. The funds are underwritten by an International/Indian Insurance Agency of choice of the Investor to be effected by the borrower from the debt capital raised.
9. Senior lender mandates APKA to participate in the SPV with joint finance control to monitor the deployment of the funds.
10. The interest rates varies from 3% - 6% depending on the risk assessment of the project.
11. The funding is done through either ECB or FDI and the currency of payment can be in $ USD or € Euro or £ GBP.
12. Loan tenor is 10- 15 years post debt free MP.
13. Bullet payment without penalty is allowed.